Terms of Use

Last Updated: May 18, 2026

Effective: May 18, 2026

Scope

These Terms of Use govern all access to and use of the Black Hills Trust Company, LLC (“BH Trust,” “we,” “us,” or “our”) website, including any content, tools, or features provided through it. By accessing or using this website, you acknowledge and agree to comply with these Terms and all applicable laws and regulations. If you do not agree, you should discontinue use of this site.

Permitted Use

This website was intended solely for informational purposes. You may not use it for any unlawful, unauthorized, or prohibited activity. BH Trust reserves the right to limit or terminate access to the website at its discretion.

No Professional Advice

Content on this website is provided for general informational purposes and does not constitute legal, tax, investment, fiduciary, or other professional advice. You should consult qualified professionals before making decisions based on information obtained from the site.

No Fiduciary Relationship

Your use of this website does not establish a fiduciary relationship with BH Trust. Fiduciary services are provided only through a formal written agreement and are subject to applicable laws and contractual terms.

Intellectual Property

All content, trademarks, logos, graphics, and materials on this website are owned by BH Trust or its affiliates and are protected under applicable intellectual property laws. You are granted a limited, revocable, non‐exclusive license to access and use the website for personal or informational purposes. Content may not be copied, distributed, modified, or otherwise used without prior written authorization.

User Responsibilities

You agree not to disrupt website operations, attempt unauthorized access, introduce malicious code, or use the website in any manner that could harm BH Trust, its systems, or other users.

Website Availability and Accuracy

BH Trust does not guarantee continue or error-free access to the website, nor does it warrant that the information provided is complete, current, or accurate. We may modify, suspend, or discontinue website features at any time without notice.

Limitation of Liability

To the fullest extent permitted by law, BH Trust is not liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, this website. This includes, but is not limited to, data loss, service interruptions, system failures, or reliance on third‐party content.

Third‐Party Links

This website may include links to external sites. BH Trust is not responsible for the content, accuracy, or privacy practices of third‐party websites. This inclusion of a link does not constitute an endorsement or affiliation.

Changes to Terms

We may revise these Terms of Use from time to time. Continued use of the website after any changes are posted constitutes acceptance of the updated terms.

Governing Law

These Terms are governed by the laws of the State of South Dakota. Any disputes arising under these Terms shall be resolved exclusively in the appropriate courts located within South Dakota.

Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Accessibility & Contact

For questions about these Terms or to request them in an alternative format, please contact us at info@bhtrustco.com. We are committed to responding promptly to all inquiries.

Related Policies

These Terms are part of BH Trust’s Legal & Compliance framework and should be reviewed alongside our Privacy Policy, Cookie Policy, and Disclaimer.